"Ihre Sorgen möchten wir haben"

In der vorliegenden Arbeit werden die wesentlichen Berechnungsgrundlagen zur Lebensversicherungsmathematik behandelt. Die Arbeit ist didaktisch so gestaltet, dass sie auch von Leuten, die sich vorher noch nie mit dieser Materie beschäftigt haben, verstanden werden kann. Eine gewisse mathematische Allgemeinbildung sollte jedoch schon vorhanden sein um die Arbeit zu verstehen. In der heutigen Zeit, wo beinahe jede Person in irgendeiner Art und Weise versichert ist und die meisten Leute auch eine Lebensversicherung, sei es als Altersabsicherung oder als Kapitalanlage, abgeschlossen haben, sind Begriffe wie Prämien, Versicherungssumme oder Versicherungslaufzeit allgegenwärtig. Auf diversen Websites von Versicherungsgesellschaften kann man mittels eines so genannten "Prämienkalkulators" unter Eingabe der erforderlichen Daten berechnen lassen, wie hoch die monatlichen, vierteljährlichen bzw. jährlichen Prämien für eine bestimmte Versicherung ausfallen werden. Diese Arbeit soll interessierten Lesern und Leserinnen einen Einblick darin gewähren, wie die Prämienkalkulation grundsätzlich funktioniert. Auch der wesentliche Aspekt des Einbeziehens der Kosten, die beim Abschluss einer Versicherung entstehen, in die Prämienkalkulation wird aufgezeigt. Die praktische Anwendung der angeführten und hergeleiteten Formeln wird in zahlreichen Beispielen numerisch illustriert. Dies soll wesentlich zum besseren Verständnis der Thematik beitragen. Der inhaltliche Aufbau ist so gestaltet, dass nach einer allgemeinen Begriffserläuterung und einem geschichtlichen Abriss zuerst auf die mathematischen Hintergründe wie Finanzmathematik, Rentenrechnung und Wahrscheinlichkeitstheorie, die für das Verständnis dieses Themengebiets erforderlich sind, eingegangen wird. Nach einem kurzen Überblick über die Berechnung von verschiedenen (Versicherungs-)Leistungsbarwerten werden die Prämienbarwerte von Nettoprämien und Nettodeckungskapitalien behandelt. Dann wird auf eine häufig abgeschlossene Versicherungsart, nämlich der Versicherung auf mehrere Leben, eingegangen. Abschlieÿend soll das Kapitel über den Einbezug der Kosten den Themenkomplex abrunden

Multi-antenna GPR data processing of the garrison of the governor’s guard in Carnuntum/Austria

Multiple antenna GPR data provide excellent results when using 3d migration. 3d migration must be performed without erroneous measurements. 3d migration must be sensitive to the different channels. Wall structures along the measurement lines can then be visualized

Documenting Bronze Age Akrotiri on Thera using laser scanning, image-based modelling and geophysical prospection

The excavated architecture of the exceptional prehistoric site of Akrotiri on the Greek island of Thera/Santorini is endangered by gradual decay, damage due to accidents, and seismic shocks, being located on an active volcano in an earthquake-prone area. Therefore, in 2013 and 2014 a digital documentation project has been conducted with support of the National Geographic Society in order to generate a detailed digital model of Akrotiri’s architecture using terrestrial laser scanning and image-based modeling. Additionally, non-invasive geophysical prospection has been tested in order to investigate its potential to explore and map yet buried archaeological remains. This article describes the project and the generated results

Fermentation of mixed glucose-xylose substrates by engineered strains of Saccharomyces cerevisiae: role of the coenzyme specificity of xylose reductase, and effect of glucose on xylose utilization

<p>Abstract</p> <p>Background</p> <p>In spite of the substantial metabolic engineering effort previously devoted to the development of <it>Saccharomyces cerevisiae </it>strains capable of fermenting both the hexose and pentose sugars present in lignocellulose hydrolysates, the productivity of reported strains for conversion of the naturally most abundant pentose, xylose, is still a major issue of process efficiency. Protein engineering for targeted alteration of the nicotinamide cofactor specificity of enzymes catalyzing the first steps in the metabolic pathway for xylose was a successful approach of reducing xylitol by-product formation and improving ethanol yield from xylose. The previously reported yeast strain BP10001, which expresses heterologous xylose reductase from <it>Candida tenuis </it>in mutated (NADH-preferring) form, stands for a series of other yeast strains designed with similar rational. Using 20 g/L xylose as sole source of carbon, BP10001 displayed a low specific uptake rate <it>q</it>_xylose(g xylose/g dry cell weight/h) of 0.08. The study presented herein was performed with the aim of analysing (external) factors that limit <it>q</it>_xyloseof BP10001 under xylose-only and mixed glucose-xylose substrate conditions. We also carried out a comprehensive investigation on the currently unclear role of coenzyme utilization, NADPH compared to NADH, for xylose reduction during co-fermentation of glucose and xylose.</p> <p>Results</p> <p>BP10001 and BP000, expressing <it>C. tenuis </it>xylose reductase in NADPH-preferring wild-type form, were used. Glucose and xylose (each at 10 g/L) were converted sequentially, the corresponding <it>q</it>_substratevalues being similar for each strain (glucose: 3.0; xylose: 0.05). The distribution of fermentation products from glucose was identical for both strains whereas when using xylose, BP10001 showed enhanced ethanol yield (BP10001 0.30 g/g; BP000 0.23 g/g) and decreased yields of xylitol (BP10001 0.26 g/g; BP000 0.36 g/g) and glycerol (BP10001 0.023 g/g; BP000 0.072 g/g) as compared to BP000. Increase in xylose concentration from 10 to 50 g/L resulted in acceleration of substrate uptake by BP10001 (0.05 - 0.14 g/g CDW/h) and reduction of the xylitol yield (0.28 g/g - 0.15 g/g). In mixed substrate batches, xylose was taken up at low glucose concentrations (< 4 g/L) and up to fivefold enhanced xylose uptake rate was found towards glucose depletion. A fed-batch process designed to maintain a "stimulating" level of glucose throughout the course of xylose conversion provided a <it>q</it>_xylosethat had an initial value of 0.30 ± 0.04 g/g CDW/h and decreased gradually with time. It gave product yields of 0.38 g ethanol/g total sugar and 0.19 g xylitol/g xylose. The effect of glucose on xylose utilization appears to result from the enhanced flux of carbon through glycolysis and the pentose phosphate pathway under low-glucose reaction conditions.</p> <p>Conclusions</p> <p>Relative improvements in the distribution of fermentation products from xylose that can be directly related to a change in the coenzyme preference of xylose reductase from NADPH in BP000 to NADH in BP10001 increase in response to an increase in the initial concentration of the pentose substrate from 10 to 50 g/L. An inverse relationship between xylose uptake rate and xylitol yield for BP10001 implies that xylitol by-product formation is controlled not only by coenzyme regeneration during two-step oxidoreductive conversion of xylose into xylulose. Although xylose is not detectably utilized at glucose concentrations greater than 4 g/L, the presence of a low residual glucose concentration (< 2 g/L) promotes the uptake of xylose and its conversion into ethanol with only moderate xylitol by-product formation. A fed-batch reaction that maintains glucose in the useful concentration range and provides a constant <it>q</it>_glucosemay be useful for optimizing <it>q</it>_xylosein processes designed for co-fermentation of glucose and xylose.</p

“BIG DATA” EN PROSPECCIÓN ARQUEOLÓGICA DEL PAISAJE

[EN] While traditionally archaeological research has mainly been focused on individual cultural heritage monuments or distinct archaeological sites, the Austrian based Ludwig Boltzmann Institute for Archaeological Prospection and Virtual Archaeology goes beyond the limitations of discrete sites in order to understand their archaeological context. This is achieved by investigating the space in-between the sites, studying entire archaeological landscapes from the level of individual postholes to the mapping of numerous square kilometres. This large-scale, high-resolution, multi-method prospection approach leads to enormous digital datasets counting many terabytes of data that until recently were technically not manageable. Novel programs and methods of data management had to be developed for data acquisition, processing and archaeological interpretation, in order to permit the extraction of the desired information from the very big amount of data. The analysis of the generated datasets is conducted with the help of semi-automatic algorithms within complex three-, or even four-dimensional geographical information systems. The outcome of landscape archaeological prospection surveys is visually communicated to the scientific community as well as to the general public and stakeholders. In many cases, a visualization of the scientific result and archaeological interpretations can be a powerful and suitable tool to illustrate and communicate even complex contexts to a wide audience. This paper briefly presents the great potential offered by a combination of large-scale non-invasive archaeological prospection methods and standardized workflows for the integration of big data, its interpretation and visualization. The proposed approach provides a context for buried archaeology across entire archaeological landscapes, changing our understanding of known monuments. We address the overcome and remaining challenges with the help of examples taken from outstanding landscape archaeological prospection case studies.[ES] Aunque tradicionalmente la investigación arqueológica ha estado fundamentalmente centrada en monumentos y yacimientos arqueológicos de forma individual, el Ludwig Boltzmann Institute for Archaeological Prospection and Virtual Archaeology (Austria) va más allá de los límites de yacimientos particulares con el objetivo de entender su contexto arqueológico. Esto es conseguido mediante la investigación del espacio entre yacimientos y estudiando paisajes arqueológicos completos yendo desde un hoyo de poste hasta el mapeado de varios kilómetros cuadrados. El enfoque de prospección multi-metodológico a gran escala y de alta resolución conduce hacia un enorme conjunto de datos digital que incluye varios Terabytes de información los cuales no habían podido ser manipulados hasta hace poco debido a limitaciones tecnológicas. Por consiguiente, nuevos programas y métodos de gestión de datos han sido diseñados para la adquisición y procesado de datos así como interpretación arqueológica para así permitir la extracción de la información deseada desde estos enormes bancos de datos. El análisis de estos conjuntos de datos generados es llevado a cabo a través de análisis de sistemas de información geográfica tridimensionales e incluso cuatridimensionales. El resultado de la prospección de paisajes arqueológicos es transferido de forma visual a la comunididad científica así como al gran público e interesados en la materia. En muchos casos una visualización de los resultados científicos e interpretaciones arqueológicas puede ser una herramienta más poderosa y adecuada para ilustrar y comunicar contextos arqueológicos complejos a un público mayor. Este artículo presenta de forma breve el gran potencial ofrecido por la combinación de métodos de prospección arqueológica de gran resolución a gran escala y unos flujos de trabajo estandarizados para integración, interpretación y visualización de datos. La estrategía propuesta proporciona un contexto para restos arqueológicos enmarcados en paisajes arqueológicos que viene a cambiar nuestra forma de entender monumentos ya conocidos. Pretendemos también superar los desafios que quedan con la ayuda de ejemplos sacados de excepcionales paisajes arqueológicos que son nuestros estudios de caso a prospectar.Torrejón Valdelomar, J.; Wallner, M.; Trinks, I.; Kucera, M.; Luznik, N.; Löcker, K.; Neubauer, W. (2016). BIG DATA IN LANDSCAPE ARCHAEOLOGICAL PROSPECTION. En 8th International congress on archaeology, computer graphics, cultural heritage and innovation. Editorial Universitat Politècnica de València. 238-246. https://doi.org/10.4995/arqueologica8.2015.4200OCS23824

Integrated archaeological and engineering geophysical investigation of the castle ruin Mödling (Austria)

An extensive multi-method investigation of a castle ruin has been conducted that extends the spectrum of geophysical methods used in archaeological prospection. For complex sites like a castle ruin, the incorporation of seismic and geoelectrical methods can facilitate the interpretation of ground penetrating radargrams, particularly in the existence of bedrock

Bridges to the past - the Roman settlement of Emmersdorf/Rosegg, Austria

A large-area archaeological prospection of a roman bridgehead settlement using aerial photography, magnetics and GPR was conducted. The roman bridgehead settlement of Emmerdorf/Rosegg is one of the best preserved Roman settlements in Austria